Credit Reports

When Is The Right Time To Give Your Child Good Credit

When is the right time to help your child establish credit? Arnita Johnson-Hall of AMB Credit consultants says the sooner the better, as long as they can understand debt and finance and the importance of having good credit. As graduation gifts, my mother gave my brother and I 700 credit scores. She was able to …

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Purchasing A Vehicle With Challenged Credit? Be Careful Of Inquiries

If you plan on purchasing a vehicle, please know that if you have bad credit and you complete an application with the car dealership’s finance department, there is a great chance your credit will be ran numerous of times. This is because your credit is so bad that the dealership is trying to find a …

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5 Ways Inaccurate Information Can Damage Your Credit

Who said that? Your credit is your reputation. The same way you would protect your personal reputation is the same way you should be with disputing inaccuracies on your credit report. Any inaccurate information should be disputed until it is removed. Don’t let anything slide. Remember, it is the credit bureaus job to ensure that credit …

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The Truth Is, You Can’t Do Much With Bad Credit

There was a time when we could live without credit but technology and collecting of data world soon took over that. If you think creditors and credit bureaus are only interested in your credit, think again! They are interested in your habits! It’s about collecting data and predictions! Predicting how you spend money, predicting how …

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