Credit Scores

When Is The Right Time To Give Your Child Good Credit

When is the right time to help your child establish credit? Arnita Johnson-Hall of AMB Credit consultants says the sooner the better, as long as they can understand debt and finance and the importance of having good credit. As graduation gifts, my mother gave my brother and I 700 credit scores. She was able to …

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7 Ways You Can Help Give Your Bestie Luxurious Credit!

Friendship goals are when you’re able to glow up together and reach goals together! Finances can be a touchy subject in friendships. Even if you financially may have it altogether, it doesn’t hurt to invest in your friend so that they can be financially stable too. Remember, a good friendship is an investment. Here are …

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How To Determine Your True Credit Score

There are three main reasons why your credit scores may vary. Credit information being reported on one credit report and not the other. Ex. You have a collection account on Transunion but not Experian, then your Experian credit score may be higher. Missing information such as positive accounts. Let’s say you purchased a car and …

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Give Your Friend Some Credit! The Power Of Adding An Authorized User

Now before I get started, I absolutely DO NOT BELIEVE in purchasing tradelines to add to one’s credit report. I am however a firm believer in piggybacking credit off of a family or friend to better one’s credit. “Piggybacking” is simply adding an “Authorized User” to one’s credit card allowing the “user” access to the …

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