Credit Cards

Pre-Approved vs Pre-Qualified. Know The Difference Before You Apply!

Wait!!! Before you hit the submit the button on that credit application, READ THIS! Pre-Approval Vs Pre-Qualified Vs Pre-Selected Pre-Approval – Is the stage before something is officially approved. This means that you’re conditionally approved for the credit card. There is no guarantee that you will be approved. You have received such offers because the …

Pre-Approved vs Pre-Qualified. Know The Difference Before You Apply!Read More »

Give Your Friend Some Credit! The Power Of Adding An Authorized User

Now before I get started, I absolutely DO NOT BELIEVE in purchasing tradelines to add to one’s credit report. I am however a firm believer in piggybacking credit off of a family or friend to better one’s credit. “Piggybacking” is simply adding an “Authorized User” to one’s credit card allowing the “user” access to the …

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