Credit Scores

Give Your Child Some Credit! When is the Right Time to Establish Credit for Your Child?

I remember graduating high school and a few days later my mother sitting me down to talk to me about credit. She told me that my “school report card” will now be replaced with a “credit report” and just like how my grades were reported to my report card, how I paid my creditors will …

Give Your Child Some Credit! When is the Right Time to Establish Credit for Your Child?Read More »

My Lender Says My Credit Karma Score is Wrong. Is It?

CreditKarma.com is one of the most popular free credit score platforms. And who doesn’t like free? Credit Karma has more than 80 million users in the United States and Canada. Before Credit Karma came on the scene in 2006, the only free credit scores had some expensive strings attached. You had to enter your credit …

My Lender Says My Credit Karma Score is Wrong. Is It?Read More »

When Is The Right Time To Give Your Child Good Credit

When is the right time to help your child establish credit? Arnita Johnson-Hall of AMB Credit consultants says the sooner the better, as long as they can understand debt and finance and the importance of having good credit. As graduation gifts, my mother gave my brother and I 700 credit scores. She was able to …

When Is The Right Time To Give Your Child Good CreditRead More »

7 Ways You Can Help Give Your Bestie Luxurious Credit!

Friendship goals are when you’re able to glow up together and reach goals together! Finances can be a touchy subject in friendships. Even if you financially may have it altogether, it doesn’t hurt to invest in your friend so that they can be financially stable too. Remember, a good friendship is an investment. Here are …

7 Ways You Can Help Give Your Bestie Luxurious Credit!Read More »

How To Determine Your True Credit Score

There are three main reasons why your credit scores may vary. Credit information being reported on one credit report and not the other. Ex. You have a collection account on Transunion but not Experian, then your Experian credit score may be higher. Missing information such as positive accounts. Let’s say you purchased a car and …

How To Determine Your True Credit ScoreRead More »

Give Your Friend Some Credit! The Power Of Adding An Authorized User

Now before I get started, I absolutely DO NOT BELIEVE in purchasing tradelines to add to one’s credit report. I am however a firm believer in piggybacking credit off of a family or friend to better one’s credit. “Piggybacking” is simply adding an “Authorized User” to one’s credit card allowing the “user” access to the …

Give Your Friend Some Credit! The Power Of Adding An Authorized UserRead More »

Shopping cart

Subtotal
Shipping and discount codes are added at checkout.
Checkout