With Luxurious Credit I was approved for a 2016 BMW 328i with no money down. Pretty much a sign and drive. If you would have told me last year when my score was in the 400s that this would happen I would not have believed you.

Thank you for being such a blessing Arnita! I closed love! My doors will always be open to you! I had all the confidence in the world that I could repair my own credit with the knowledge Luxurious Credit provides but I just didn’t have the time to do it. I entrusted in Luxurious Credit to help me do it. I wholeheartedly trust you guys. I had only been in the program for just over a month results started to occur.

I’m not in the Luxurious Credit Program any longer but I am still maintaining my good credit and I just copped a new Range Rover. Luxurious Credit is the best!

I am super late but I just wanted to share my success on what your program did in 30 months! I was able to provide a home for my newborn child. I just thank you soooo much for getting me where I needed to be to close on the house that I worked sooooo hard for.

I just wanted to share my excitement with you. In May 2014, I totaled my car, went to lease only and got a car with an 18% APR…desperate time. I started your program in November 2015, and was able to refinance my car with my credit union and was approved a 6% APR in April 2016. Fast forward to 2017, I graduated from the program in May 2017 and GUESS WHAT??? I just bought an Audi A4 and was able to finance it through VW Credit with a 3.69% APR! The lowest APR I’ve ever been approved for. I’m still taking care of my 700+ credit score! AGAIN…. THANK YOU!

Ever since the market crash a fear years ago I got crushed with my real estate holdings and credit issues had been a constant thing, I had been scammed by a credit repair company before as well as a bad financial advisor that falsely filed bankruptcy papers for me and disappeared. Needless to say, it was very hard to put my credit in someone’s hand again. Luxurious Credit came highly recommended and I gave her a try. I am so glad I did. I could not believe the things she has successfully removed from my credit report. Even my bankruptcy! Thank you Luxurious Credit for everything!

I have not been with Luxurious Credit long but actions speak louder than words. When I first started I was in the mid 600s. Now I can say that I’m in the 700s! I can truly say God is truly working tremendously through this company. Thank you Arnita Johnson-Hall and Luxurious Credit. The proof is in the pudding. My vehicle broke down so I had to get a new car. As of today, I am a proud owner of a 2018 Camry with an APR of 1.9%. Without a co-signer!

This is proof that the Luxurious Credit program works! Last year around this time I couldn’t finance an 87 Cutlass! I’m exaggerating lol but for real. I specifically remember on salesman looking at my credit report with disgust on his face. His face looked, “C’mon on now sis you have to do better than this.” So I did and am I. The sky’s the limit! Thank to Luxurious Credit!

I lovvvveeeeee Luxurious Credit. 2016 I went to talk with a loan officer just to see what all I needed for me and my husband to purchase a home. I knew we weren’t ready but just wanted a professional to talk to. Needless to say she shunned me like we were scums. She was very short with me and was no help at all…told me to come back in a 1 ½ year then maybe I will be ready. Well I told her I was in a credit program but she didn’t care. She told me to just pay my bills on time. Well in October 2016 my husband and I went to another lender and we were approved for a home that day and said that we could start looking now! We closed a month later. No money down, no closing cost…NOTHING. Our interest rate is 2.4%! Thank you Arnita and Luxurious Credit!

Just as soon as I was getting my score where it needed to be, my car died on me. Hadn’t paid a car note in 3 years. With the help of Luxurious Credit, I was approved for a 2016 Nissan Altima. Now I have better transportation for me and my daughter. Thanks Arnita! Trust the process!