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Room for Improvement

Debt settlement is a negotiated agreement between a borrower and a lender, financier, company, or institution to consider a debt resolved or “settled” upon payment in full at a lesser amount than [...]

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Proceed With Caution!

Having a good credit score is the best way to get the things you want and need, but can’t always afford, right now. The challenge is that a good credit score takes time and consistency to [...]

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Act Your Age

The question of whether to rent or buy a home is a question that virtually all adults must ask themselves now or later. Before you answer this question, however, there are a few other questions [...]

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Gimme a Break

Spring Break is always a great time to get away! However, travel expenses can quickly add up and create even more problems once the vacation is over. One way to keep your holiday Luxurious is to [...]

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Who’s WHO?

In order to establish LuxuriousCREDIT it is best to familiarize yourself with each part of the credit process. Creditors, credit reporting bureaus, credit repair agencies, state authorities, [...]