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Latest & Greatest

iPhone 8, iPhone X, Apple watch…Oh my! These gadgets may seem like essentials for some. For others, they are luxuries that may or may not currently be in alignment with their financial [...]

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Buy Now Pay Later

As the seasons shift and leaves begin to fall, consumers inevitably become less thrifty and more spendy. It is in this final quarter of the year that we spend the most money. For some, this trend [...]

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Short vs. Long Term Credit Goals

Your credit report is much more than just a way for potential creditors and lenders to decide weather you’re worthy of credit. It contains a host of personal data you can leverage to [...]

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Assets & Assumptions

ould you rather rent or buy a home? This is a question that virtually all adults must ask themselves at one point or another. Before you answer this question, there are a few other questions you [...]

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A Close Look At Your Credit Report

If you’re reading this article, you probably know that establishing and living according to a reasonable budget will help you maintain healthy credit by keeping your spending under control. [...]

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Financial Freedom

Life is expensive! For many the issue is more about learning to live within your means less about having enough money. We intended to make you feel confident about stepping into the luxurious [...]

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Credit Bureaus Exposed

What is your definition of a Credit Bureau? Some would say it’s a Government Agency that is responsible for reporting and maintaining financial information about consumers. INCORRECT. These [...]

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When In Rome

Like Rome, good credit is not built in a day. With consistency, planning, and responsibility, however, it can be accomplished. Part of the challenge of establishing and maintaining a healthy [...]

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Something To Consider

In most cases, when we think of personal credit and our own credit history, our primary concerns are those items that may reflect poorly on us. Negative reports from previous lenders, creditors [...]

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You “Think” Therefore You Are

The world we live in relies on credit. Having poor credit can quickly make life unnecessarily difficult. High profile and high paying employers commonly refuse candidates who fail to meet credit [...]