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Home ownership is an integral part of the “American Dream”. For many, however, it simply is not feasible. With family obligations, student loans, and minimal wages the up front [...]

iPhone 8, iPhone X, Apple watch…Oh my! These gadgets may seem like essentials for some. For others, they are luxuries that may or may not currently be in alignment with their financial [...]

As the seasons shift and leaves begin to fall, consumers inevitably become less thrifty and more spendy. It is in this final quarter of the year that we spend the most money. For some, this trend [...]

ould you rather rent or buy a home? This is a question that virtually all adults must ask themselves at one point or another. Before you answer this question, there are a few other questions you [...]

If you’re reading this article, you probably know that establishing and living according to a reasonable budget will help you maintain healthy credit by keeping your spending under control. [...]

What is your definition of a Credit Bureau? Some would say it’s a Government Agency that is responsible for reporting and maintaining financial information about consumers. INCORRECT. These [...]

Like Rome, good credit is not built in a day. With consistency, planning, and responsibility, however, it can be accomplished. Part of the challenge of establishing and maintaining a healthy [...]

In most cases, when we think of personal credit and our own credit history, our primary concerns are those items that may reflect poorly on us. Negative reports from previous lenders, creditors [...]

Spring is in the air! At this time of year it’s always nice to take a little time for refreshing the wardrobe that we’ve been recycling all winter long. New colors, more vibrant patterns, and [...]

The question of whether to rent or buy a home is a question that virtually all adults must ask themselves now or later. Before you answer this question, however, there are a few other questions [...]