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Throwing caution to the wind is typically not the best policy when it comes to establishing good credit. Often times fear of consequences can be more than enough to curtail any potentially [...]

Home ownership is an integral part of the “American Dream”. For many, however, it simply is not feasible. With family obligations, student loans, and minimal wages the up front [...]

iPhone 8, iPhone X, Apple watch…Oh my! These gadgets may seem like essentials for some. For others, they are luxuries that may or may not currently be in alignment with their financial [...]

As the seasons shift and leaves begin to fall, consumers inevitably become less thrifty and more spendy. It is in this final quarter of the year that we spend the most money. For some, this trend [...]

Your credit report is much more than just a way for potential creditors and lenders to decide weather you’re worthy of credit. It contains a host of personal data you can leverage to [...]

ould you rather rent or buy a home? This is a question that virtually all adults must ask themselves at one point or another. Before you answer this question, there are a few other questions you [...]

Life is expensive! For many the issue is more about learning to live within your means less about having enough money. We intended to make you feel confident about stepping into the luxurious [...]

What is your definition of a Credit Bureau? Some would say it’s a Government Agency that is responsible for reporting and maintaining financial information about consumers. INCORRECT. These [...]

Like Rome, good credit is not built in a day. With consistency, planning, and responsibility, however, it can be accomplished. Part of the challenge of establishing and maintaining a healthy [...]

In most cases, when we think of personal credit and our own credit history, our primary concerns are those items that may reflect poorly on us. Negative reports from previous lenders, creditors [...]